General terms and conditions of use, and privacy protection
The terms and conditions of use for dnb.no, which you can read here, and DNB’s Privacy Protection Policy, which you can read here, apply to DNB Community provided that their content applies and is relevant.
Special terms and conditions of use
About DNB Community
DNB Community (hereinafter referred to as “Community") is owned and operated by DNB Bank ASA (hereinafter referred to as "DNB"), organisation no. 984 851 006.
Community is a platform where different types of content will be published, by both DNB and the Community’s users.
Community will consist of multiple services, such as
A community blog: this is where DNB will publish various articles and useful content
A forum: this is where both DNB and the Community’s users can publish posts
Ideation: a platform where the Community’s users can publish their own ideas and concepts
A knowledge base: a reference source containing "questions and answers", "frequently asked questions" and similar services which DNB and the Community’s users compile together.
Community will be open, and neither a user profile nor a login is required to read or view the Community’s content.
To publish content on Community, you need to create a user profile, either by registering using a Facebook profile or by creating an individual Community-user profile. You can create a user profile here.
You are responsible for preventing any unauthorised use of your user identity on this website.
Rules governing content publication
Content that is published on Community will be able to be viewed by all visitors to Community.
As a user of Community, you are responsible for the content you publish and post. Among other things, you are responsible for ensuring that what you publish does not violate copyright or other intellectual property rights and that you have permission to upload photos and other content which you have not made yourself.
Furthermore, content which is published on Community must not contain:
Own or other person’s personal data
Own or other person’s customer information
Offensive, intimidating, discriminatory or otherwise objectionable comments
Spam or the equivalent, as well as advertising and promotional content.
By taking advantage of Community, you are obliged to follow the rules and the terms and conditions of use governing Community. In the event of a violation of these rules, or in the event of other violations of the terms and conditions of use, DNB can delete the relevant posts and block your user profile from publishing further content.
DNB reserves the right to edit or delete posts which we believe are contrary to our rules and terms and conditions of use. This reservation should not be interpreted such that DNB has approved or vouched for all content published on Community or that DNB vouches for the correctness of individual posts. You can also contact us at email@example.com or use the comment fields in Community. In addition, if there are posts which you consider are objectionable or improper, you can use the "Report inappropriate content” function. You will then receive a message that the post has been reported and we can edit or delete the post, provided that it is contrary to our terms and conditions of use.
Special rules relating to securities legislation
Users themselves are responsible for not publishing insider information, as well as for making sure that the shared content is not considered to represent illegal market manipulation. In short, this means:
Your posts must not contain any form of insider information.
Your posts must not contain any direct or indirect advice about trading in the financial instruments about which you possess insider information.
Your posts must not contain any form of inducement to subscribe for, purchase, sell or exchange financial instruments about which you possess insider information.
Your posts must not provide or be likely to provide any false, incorrect or misleading signals about financial instruments, including the spreading of rumours and news, if you are aware or should have been aware that the information was false, incorrect or misleading.
You need to be aware that any violation of the rules on insider information and market manipulation may result in both fines and imprisonment.
Content published by DNB on Community must not be regarded as investment advice or investment recommendations/analyses pursuant to the Norwegian Securities Trading Act. Nor is it permissible to publish or to provide investment advice or investment recommendations/analyses on Community.
Ownership of ideas, concepts and the like
DNB works continually to innovate and develop new products and services. These internal initiatives will sometimes coincide with concepts that are presented to the bank in other contexts. By publishing content on Community, the users understand and agree that such overlaps may occur, and that this shall not impede the further development of DNB’s internal initiatives.
Amendments to the terms and conditions of use
DNB reserves the right to change these terms at any time, as well as to remove the website.
This translation has been done for information purposes only. The original version of this document is written in Norwegian. In the event of a conflict between this translation and the Norwegian document, the Norwegian version will prevail.